Getting a mortgage in Spain as a non-resident: what the bank doesn’t tell you — and Lora does
Financing a property purchase in Spain as a non-resident is entirely possible. But the conditions differ from those applying to residents, and there are aspects of the process worth understanding before you call the bank. Can non-residents get a mortgage in Spain? Yes, without any legal restriction. Spanish banks can grant mortgages to foreign non-resident […]
Madrid’s property market explained for someone arriving new: prices, pace and what surprises people
If you’re considering buying in Madrid for the first time and aren’t sure how this market works, this is where to start. No jargon. Real data. A market with high demand and low supply The simplest explanation of Madrid’s property market is this: there are more people wanting to buy than there are available flats […]
First home in Madrid: what I wish someone had told me before starting
This isn’t a step-by-step guide. It’s what I learned from watching many first-home buying processes from the inside — and what I would tell someone starting out today. The market isn’t what it looks like from the outside When you start looking for a flat in Madrid, the first impression is usually that nothing fits. […]
Buying to rent in Madrid: the neighborhoods where it still makes sense—and where it no longer does
Not all areas in Madrid follow the same logic for investors. Returns depend on entry price, rental demand, and ongoing costs. Here’s what the real data shows. The context: why area analysis matters more than ever Madrid’s rental market has changed significantly in recent years. Demand remains high—there’s a structural shortage of rental supply—but purchase […]
Milan, Rome or Tuscany: where to buy in Italy and what to expect from the market
Italy is not a homogeneous market. What works in Milan doesn’t work in Tuscany, and what makes sense in Rome is different from what makes sense in Puglia. This guide separates each market with real data. Why Italy still attracts Spanish investors Spain and Italy share many of the fundamentals that make real estate investment […]
What people always ask me before hiring me (and what I answer)
In every initial consultation, the same doubts come up. These are reasonable questions that deserve a straightforward answer — not sales language. Why this article exists Most professional service websites explain what they do but avoid addressing what the client actually wants to know before committing: exactly how much it costs, whether it makes sense […]
Luxury penthouses in Madrid: why they are the scarcest product on the market and how to find them
A luxury penthouse in Madrid isn’t simply a top-floor flat. It is one of the scarcest, most sought-after and most difficult property assets to find on the conventional market. Here is what you need to know before you start looking. What makes a penthouse truly luxury in Madrid The word penthouse is used too loosely. […]
Madrid’s new luxury zones: neighbourhoods that are changing and where the price upside lies in 2025–2026
Luxury in Madrid is no longer just Salamanca. There are neighbourhoods in transformation that offer today what Cham¾rí or the Retiro area offered ten years ago: quality product, growing demand and still-reasonable entry prices. This is the guide to the areas sophisticated investors are watching. Why luxury migrates and what signals indicate it Luxury real […]
Italy vs Spain: where to invest in property and what really sets the two markets apart
These are the two markets where Lora Galeva operates. They’re similar in some ways—and very different in others. This is the comparison you only get from working in both. Why comparing Italy and Spain makes sense More and more buyers—both domestic and international—are considering Spain and Italy as parallel or sequential real estate investment options. […]
Real estate investment funds in Madrid: what they’re buying, why — and what it means for the private buyer
Investment funds have been significant players in Madrid’s real estate market for years. Understanding what they buy and why helps private buyers read the market better and make better decisions. Why Madrid attracts institutional capital Madrid is, alongside Lisbon, the most active real estate market in southern Europe for institutional investment. The reasons are structural: […]